Website terms and conditions for bywuvceloviinora

Please read these terms carefully before using bywuvceloviinora.com. By accessing or using our site and services, you agree to comply with the terms outlined below.

September 8, 2025

Acceptance of terms

By using bywuvceloviinora.com, you acknowledge and accept these terms and conditions, including any future changes. If you disagree, please discontinue use of the site.

Definitions

For clarity, the following definitions apply throughout these terms and conditions.

"Website" refers to bywuvceloviinora.com and all pages under this bywuvceloviinora.

"Services" means consultative financial planning and related support offered to clients.

"User" or "you" refers to any individual or entity accessing the site or its services.

"Content" means all materials, text, graphics, and resources on the website.

Use of our services

You may use this website and its services for lawful, personal, or business purposes only. Misuse or unauthorised activities are not permitted.

Eligibility

Our services are intended for individuals and businesses in Australia. You must be at least 18 years old to use our services.

Not available to minors or unqualified users.

Your responsibilities

By using this site, you agree to the following responsibilities:

Provide accurate and current information when requested.
Comply with all applicable laws and regulations.
Do not misuse or attempt to disrupt the website or services.
Respect our intellectual property and privacy policies.

Prohibited uses

You must not use this site for any unlawful or prohibited activity.

Engaging in fraudulent, deceptive, or misleading conduct.
Attempting to gain unauthorised access to systems or data.
Distributing harmful software, spam, or malicious content.
Infringing on intellectual property rights of others.
Violating any laws or third-party rights.

Intellectual property rights

All content, trademarks, and materials on this website are owned or licensed by bywuvceloviinora. You may not reproduce, distribute, or use content without written permission. Limited, non-exclusive, personal use is permitted as outlined here.

User submissions and content

Any content you submit remains your responsibility. We reserve the right to moderate or remove material at our discretion.

Your rights regarding content

You retain rights to your submissions but grant us a licence to use material as needed to deliver our services.

Privacy and data protection

We protect your personal information in accordance with our privacy policy. Please review the policy for details on how data is collected, used, and safeguarded.

View privacy policy

Disclaimer and limitations

All content and services are provided "as is" without warranties of any kind. Please read our disclaimer for more information.

Important disclaimer notice

Our advice is general in nature and not tailored to your specific situation. Seek professional advice for personal circumstances.

Limitation of liability

bywuvceloviinora is not liable for any direct, indirect, or consequential damages arising from your use of this website or services.

Indemnity

You agree to indemnify and hold bywuvceloviinora harmless from claims related to your use of the site.

Dispute resolution process

Disputes will be resolved in accordance with Australian law and procedures.

Arbitration

Binding arbitration may be used to resolve certain disputes, subject to applicable law.

Arbitration does not limit statutory rights where applicable.

Online dispute resolution

You may contact us for dispute resolution or use official online dispute portals if available.

View dispute resolution policy

Severability

If any term is unenforceable, remaining provisions will remain in effect.

Entire agreement

These terms constitute the entire agreement between you and bywuvceloviinora regarding website use.

Applicable law and jurisdiction

These terms are governed by Australian law. Disputes will be handled in Australian courts.

Termination

We may suspend or terminate your access if you breach these terms or misuse the website.

Changes to terms

We may update these terms at any time. Continued use means you accept any changes.

Contact for terms enquiries

Contact us if you have any questions regarding these terms and conditions.

Email address: content@bywuvceloviinora.com

Phone number: +61-8-3780-6835

Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective date: September 8, 2025

Version: 2.1